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Good News: Part D Donut Hole Closes in 2020

For stand-alone Part D prescription drug plans, the maximum allowable deductible for standard Part D plans will increase to $435 in 2020, up from $415 in 2019. The out-of-pocket threshold (where catastrophic coverage begins) will increase significantly, from $5,100 in 2019 to $6,350 in 2020 (the copay amounts for people who reach the catastrophic coverage level […]

Affordable Care Act Open Enrollment – Important Dates and What’s New

The open enrollment period for the Affordable Care Act (Obamacare) here. Signed into law in 2014, the legislation overhauled and expanded regulations to the nation’s health care system. This year, not much has changed in Washington, but the marketplace is shifting and deadlines will still need to be met.   Important Dates: One of the constants […]

Medicare’s Open Enrollment Period is Here!

Why compare Medicare coverage options again for 2020? Plans change and your health care needs or situation may have changed, too. Plus, you might save money.

How to Prepare for the 2019 Medicare Annual Enrollment Period

The 2019 annual enrollment period is about to open on October 15th. This is the time of year when you can you are able to make changes to your Medicare coverage including: Change from one Medicare Advantage plan to another Change from original Medicare to a Medicare Advantage plan Enroll, change, or cancel your Part […]

Medicare: The Difference Between AEP and OEP

Annual or open enrollment period: what’s the difference and what do they mean for your Medicare coverage options?

Is Plan F (Medicare) Going Away?

Big changes are coming to Medicare Supplemental Insurance Plans. Find out which plans will not be available next year and what your options

Optimize Your Opportunities by Cross-Selling Insurance

Have you considered cross-selling insurance products? If not, we want to share a few tips with you to help you get started.

Your Sales Year Goes Beyond Open Enrollment

When it comes to cross selling, you have the entire year to reach out to clients and prospect. Keep in mind, that after open enrollment for either Medicare or individual health insurance, your clients can enroll in supplemental plans any time of the year. Plus, this is a great time to check in with your clients to ask about gaps in their coverage.

How to Choose a Primary Physician

Your primary physician is the gateway to maintaining your medical health. Find a physician you can trust by asking these questions.

Prepare a Health Care Package for Your College Student

Have you packed the most important care package for your student? We provide you a list to prepare your child for the unexpected.

How to Store Your Life Insurance Records

Life insurance is a product you hope is never needed. However, should your time come, the protection life insurance provides for your family is invaluable. Making sure your loved ones can find your policy information is more than just important – it’s absolutely critical for their financial well-being. Locate All Your Policies The first step […]

5 Portion Control Tips

Portion control is one of the best ways to maintain a healthy weight. Use these 5 secret portion control tips to help you stay fit.

It's About The Relationship in Insurance Sales

When you can help someone with their insurance needs there is a sense of fulfillment that you don't get in many others positions.

For one, you really helped someone – you made a long-term impact on their life. As a result, you will have a potential client for years to come.

First Sierra – We're your partner

As a new or experienced insurance agent it's important to choose a firm that focuses on your best interests and is able to act as a consultant and true business partner.

What Does MACRA Mean for You?

MACRA was passed years ago. So what does MACRA mean to you today? We unearth the five things you need to know about this historic legislation.

How to Throw a Successful Yard Sale

Hosting a yard sale should be both fun and profitable. From pricing items to playing music, we share our top tips for a successful yard sale.